Case Note 0451 [1994] – Credit reference agency had incorrectly noted a default to a bank

The complainant alleged that a credit reference agency had incorrectly noted a default to a bank on his credit reference. The complainant said that this debt had been assigned to a company and had never been in default during the time that he owed it. The complainant requested that a notation be attached to his files stating that he disputed that the debt was in default. The agency had refused to delete the information from the complainant’s file.

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